If the word "retirement" makes you want to close the tab and deal with it later, this episode is exactly for you. In this episode of the Faithful Finance podcast, Emily Stroud and Alison Gengelbach dive into Secret #8: The Faithful Invest for Retirement.
Emily breaks down the intimidating world of retirement investing into clear, practical steps anyone can take — whether you're 25 or 55.
From compound interest to dollar cost averaging, from 401(k) matching to the 10-10-10-70 budget model, Emily makes retirement planning feel less like a trip to the principal's office and more like a conversation around the kitchen table.
She also covers estate planning essentials — including the "house is on fire" binder every family needs — and reminds listeners that your financial past does not have to define your financial future.
What You'll Learn:
➡️ Why your 30s and 40s are exactly the right time to start thinking about retirement
➡️ The 10-10-10-70 budget model and how to use it to build real financial momentum
➡️ The difference between compound interest and capital appreciation — and why it matters
➡️ What dollar cost averaging is and why it's one of the most powerful investing strategies
➡️ How to use diversification to protect your portfolio from volatility
➡️ Why 401(k) and 403(b) plans are one of the best wealth-building tools available to you
➡️ What to do if you're 45 with nothing saved — and why today is still the right day to start
➡️ How to build a retirement budget that reflects your actual lifestyle (not your current one)
➡️ The 4% rule and how to turn your savings into a sustainable income stream
➡️ Why owning your home free and clear before retirement is a game-changer
➡️ The emotional side of retiring — and how to transition well from accumulation to annuitization
➡️ Why "fun jobs" in retirement can protect your health, your mind, and your budget
➡️ How to create an estate plan and why beneficiary designations trump your will
➡️ The "house is on fire" binder — and why every family needs one
Resources:
Download Emily’s free budget worksheet and other practical tools at:
https://faithfulfinance.com/resources
Buy Emily’s Book:
Purchase Faithful Finance by Emily Stroud on her website:
https://faithfulfinance.com/resources/
Support the Show:
✅ Follow or subscribe so you never miss an episode
✍️ Leave a review and share your biggest takeaway
📲 Share this episode with someone who needs encouragement about debt
Connect With Emily:
Facebook: https://www.facebook.com/EmilyGStroud/
Instagram: https://www.instagram.com/emilygstroud/
Threads: https://www.threads.com/@emilygstroud
YouTube: https://www.youtube.com/@faithfulfinancepodcast
Connect With Alison:
Instagram: https://www.instagram.com/amgengelbach/
Credits:
A Faithful Finance production.
Executive Producer: Emily Stroud
Produced by Greatlight Creative: https://www.greatlightcreative.com
Emily G. Stroud, MBA, CFA is a Registered Representative.
Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: TX, UT, WV, NY, OK, PA, SC, TN, AR, AZ, GA, ID, IL, KY, MT, and NC. Investment Advisor Representative Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Stroud Financial Management, Inc. are not affiliated. Cambridge and Emily G. Stroud, LLC are also not affiliated.Check the background of this financial professional on FINRA’s BrokerCheck: BrokerCheck.FINRA.org | www.FINRA.org | www.SIPC.org | Form CRS
Emily breaks down the intimidating world of retirement investing into clear, practical steps anyone can take — whether you're 25 or 55.
From compound interest to dollar cost averaging, from 401(k) matching to the 10-10-10-70 budget model, Emily makes retirement planning feel less like a trip to the principal's office and more like a conversation around the kitchen table.
She also covers estate planning essentials — including the "house is on fire" binder every family needs — and reminds listeners that your financial past does not have to define your financial future.
What You'll Learn:
➡️ Why your 30s and 40s are exactly the right time to start thinking about retirement
➡️ The 10-10-10-70 budget model and how to use it to build real financial momentum
➡️ The difference between compound interest and capital appreciation — and why it matters
➡️ What dollar cost averaging is and why it's one of the most powerful investing strategies
➡️ How to use diversification to protect your portfolio from volatility
➡️ Why 401(k) and 403(b) plans are one of the best wealth-building tools available to you
➡️ What to do if you're 45 with nothing saved — and why today is still the right day to start
➡️ How to build a retirement budget that reflects your actual lifestyle (not your current one)
➡️ The 4% rule and how to turn your savings into a sustainable income stream
➡️ Why owning your home free and clear before retirement is a game-changer
➡️ The emotional side of retiring — and how to transition well from accumulation to annuitization
➡️ Why "fun jobs" in retirement can protect your health, your mind, and your budget
➡️ How to create an estate plan and why beneficiary designations trump your will
➡️ The "house is on fire" binder — and why every family needs one
Resources:
Download Emily’s free budget worksheet and other practical tools at:
https://faithfulfinance.com/resources
Buy Emily’s Book:
Purchase Faithful Finance by Emily Stroud on her website:
https://faithfulfinance.com/resources/
Support the Show:
✅ Follow or subscribe so you never miss an episode
✍️ Leave a review and share your biggest takeaway
📲 Share this episode with someone who needs encouragement about debt
Connect With Emily:
Facebook: https://www.facebook.com/EmilyGStroud/
Instagram: https://www.instagram.com/emilygstroud/
Threads: https://www.threads.com/@emilygstroud
YouTube: https://www.youtube.com/@faithfulfinancepodcast
Connect With Alison:
Instagram: https://www.instagram.com/amgengelbach/
Credits:
A Faithful Finance production.
Executive Producer: Emily Stroud
Produced by Greatlight Creative: https://www.greatlightcreative.com
Emily G. Stroud, MBA, CFA is a Registered Representative.
Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: TX, UT, WV, NY, OK, PA, SC, TN, AR, AZ, GA, ID, IL, KY, MT, and NC. Investment Advisor Representative Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Stroud Financial Management, Inc. are not affiliated. Cambridge and Emily G. Stroud, LLC are also not affiliated.Check the background of this financial professional on FINRA’s BrokerCheck: BrokerCheck.FINRA.org | www.FINRA.org | www.SIPC.org | Form CRS